Polish Crypto Tax Calculator. PIT-38 Ready.
Calculate your cryptocurrency taxes for Poland. 19% flat rate. Automatic PIT-38 compliant reports. Track Bitcoin, Ethereum, and all your crypto gains.
Free to calculate. Export PIT-38 reports when ready.
Live Tax Calculation Example
See your Polish crypto tax position in real-time
Flat Tax Rate on Crypto Gains
Poland taxes cryptocurrency gains at a flat 19% rate. No progressive brackets. No holding period discounts. Simple.
What Gets Taxed
- ✓ Crypto-to-fiat sales (BTC → PLN)
- ✓ Crypto-to-crypto trades (ETH → BTC)
- ✓ Spending crypto on goods/services
- ✓ Mining income (at receipt value)
- ✓ Staking rewards (at receipt value)
What's NOT Taxed
- ✓ Simply holding crypto (HODLing)
- ✓ Transferring between your own wallets
- ✓ Receiving airdrops (taxed when sold)
- ✓ Gifts received (taxed when disposed)
What's Taxable in Poland
Trading & Selling
Every crypto trade triggers a taxable event. Selling Bitcoin for PLN. Swapping ETH for USDC. All taxed at 19%.
Mining & Staking
Mining and staking rewards are taxed as income at receipt. The market value when you receive them becomes your cost basis.
DeFi Activity
DeFi swaps, liquidity pool deposits/withdrawals, and yield farming rewards are all taxable events under Polish law.
Understanding PIT-38
PIT-38 is the Polish tax form for capital gains. Here's what you need to know.
Tax Year = Calendar Year
Report all crypto transactions from January 1 to December 31. No fiscal year options.
Deadline: April 30
File PIT-38 by April 30 of the following year. Late filing incurs penalties and interest.
Report Every Trade
Each disposal must be listed individually on PIT-38. Purchase date, sale date, costs, proceeds.
PLN Conversion Required
All crypto values must be converted to PLN at the time of transaction using NBP exchange rates.
Loss Carryforward Rules
Indefinite Carryforward
Crypto losses in Poland can be carried forward indefinitely. No 5-year limit like some jurisdictions.
How to Claim
- • Report losses on PIT-38 in the year incurred
- • Carry forward to Section D in future years
- • Offset against capital gains only
- • Keep records of original loss transactions
What You Can't Do
- • Carry losses back to previous years
- • Offset losses against regular income
- • Claim losses on unrealized holdings
- • Transfer losses to another taxpayer
How Moonscape Generates Polish Reports
Auto PLN Conversion
Every transaction automatically converted to PLN at transaction time using historical market rates.
FIFO Cost Basis
First-in-first-out matching applied to calculate accurate cost basis for each disposal as required by Polish tax law.
PIT-38 Ready Data
Export complete transaction list with all fields needed for PIT-38: dates, amounts, gains, losses in PLN.
Mining & Staking Tracking
Mining and staking rewards automatically categorized as income events. Cost basis set at receipt value for future disposal calculations.
Calculate Polish Taxes Across 300+ Platforms
Connect any exchange, wallet, or blockchain to calculate your Polish crypto taxes
Calculate Polish Crypto Taxes in 3 Steps
Connect Your Accounts
Link your Binance, Coinbase, Kraken accounts via API. Add wallet addresses for DeFi activity. Upload CSV files from any exchange.
Review Tax Calculations
See your total gains, losses, and 19% tax liability calculated automatically. All values in PLN. Review transaction-by-transaction or summary view.
Export PIT-38 Data
Download complete transaction report with all PIT-38 required fields. Give to your accountant or file yourself. Update anytime during the year.
Polish Crypto Tax FAQ
What is the crypto tax rate in Poland?
Poland has a flat 19% tax rate on cryptocurrency gains. This applies to all crypto-to-fiat and crypto-to-crypto trades. The tax is reported on the PIT-38 form.
When is the crypto tax deadline in Poland?
The tax deadline in Poland is April 30th for the previous calendar year. You must file your PIT-38 form by this date to report crypto gains and losses.
Can I carry forward crypto losses in Poland?
Yes. Crypto losses can be carried forward to offset gains in future tax years. This is done through the PIT-38 form. Losses can be carried forward indefinitely until used.
Is crypto mining taxed in Poland?
Yes. Mining rewards are taxed as income when received. The value at receipt becomes your cost basis. When you later sell mined crypto, you pay 19% capital gains tax on the difference.
Do I need to report crypto if I only HODL?
No. Simply holding cryptocurrency is not a taxable event in Poland. You only pay tax when you dispose of crypto through selling, trading, or spending.
What form do I use for crypto taxes in Poland?
Use PIT-38 (Tax on capital gains) to report cryptocurrency transactions. This is the official form for reporting gains from the sale of property rights, including crypto.
Calculate Free, Pay Only for PIT-38 Reports
Use this estimate calculator free. Import and organise your transactions free in the app; reports calculated from your transaction history require a tax-year purchase.
Fair pricing for the AI era
Simple plans that grow with you. No hidden fees.
What your purchase covers
- Importing, searching, organising and categorising transactions is free.
- Tax reports, including tax figures and filing forms, require a tax-year purchase.
- Each retail purchase unlocks one jurisdiction and one tax year.
- Retail plans do not renew automatically.
- Spam and dust airdrops are excluded from transaction counts.
- Concierge is a separately quoted service, not an in-app retail plan.
Starter
one-time · one tax year
For a simple return with light crypto activity.
- Up to 100 transactions
- Unlimited exchange connections
- Full tax engine
- FIFO / LIFO / HIFO / Share Pooling
- Tax report + CSV export
Standard
one-time · one tax year
For investors getting started with one or two exchanges.
- Up to 1,000 transactions
- Unlimited exchange connections
- Full tax engine for US, UK, Germany, France, Australia & Poland
- FIFO / LIFO / HIFO / Share Pooling
- CSV export
- Email support (< 24h)
Pro Lite
one-time · one tax year
For active investors with a few thousand transactions.
- Up to 3,000 transactions
- Everything in Standard
- All tax report formats
- Multi-year carry-overs
- Priority email support
Trader
one-time · one tax year
For frequent traders and moderate DeFi activity.
- Up to 5,000 transactions
- Everything in Pro Lite
- DeFi and staking reports
- PDF forms, CSV appendix and CPA handover
- Priority email support
Pro
one-time · one tax year
For high-volume traders and heavy DeFi activity.
- Up to 10,000 transactions
- Everything in Trader
- Tax-loss harvesting ideas
- Multi-year reports & carry-overs
- PDF forms, CSV appendix and CPA handover
- Priority email support
Concierge Rescue
one-off · fixed quote after your free scan
Done-for-you reconciliation after a free diagnostic scan.
- Free diagnostic scan & fixed quote
- Priced by file complexity
- Everything in Pro included
- We connect all APIs & wallets
- We import & reconcile CSVs
- Missing cost basis & errors fixed
- Dedicated analyst
- Same-day support (< 4h)
Why users switch from other crypto tax software
More transactions, better value at every tier.
| Transactions | Competitors | Moonscape | What you get |
|---|---|---|---|
| Up to 100 txns | $49 / tax year | $39 / tax year | Lower entry priceComplete filing package |
| Up to 1,000 txns | $99 / tax year | $79 / tax year | Better valueStandard plan covers this |
| Up to 10,000 txns | $279+ / tax year | $199 / tax year | Lower pricePro: 10K txns, loss harvesting, carry-overs |
| Up to 5,000 txns | $199+ / tax year | $159 / tax year | No forced 10K jumpTrader fills the 3K–10K gap |
| Unlimited + white-glove | $3,499+ | from $499 | Save $3,000+One-off done-for-you rescue, quoted from a free scan |
Competitor prices vary by transaction count. Checked August 2026. Moonscape retail plans are one-time purchases for one tax year, not subscriptions. Spam and dust airdrops are excluded from your transaction count.
Taxes a total mess? Concierge starts with a free diagnostic scan and a fixed quote. Contact us for custom needs
Ready to Calculate Your Polish Crypto Taxes?
Free to calculate. PIT-38 compliant. 19% flat rate. Get accurate Polish crypto tax reports in minutes.
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