🍁 Made for Canadian Taxpayers

Canadian Crypto Tax Calculator. CRA Compliant.

Calculate ACB, capital gains, and superficial losses automatically. Built for CRA requirements. Supports all major exchanges and wallets.

CRA Compliant

50% Inclusion Rate Applied

ACB Tracking

Superficial Loss Detection

Calculate My Taxes Free →

Free to calculate. Tax year: January 1 - December 31. Deadline: April 30.

Live Canadian Tax Position

See capital gains with 50% inclusion rate applied

Proceeds

$6,750

Sale amount received

−

Cost Basis

$4,500

Original purchase cost

−

Fees

$25

Transaction fees

Net Gain/Loss

$2,250

Taxable gain

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Canadian Tax Advantage

Only 50% of Capital Gains Are Taxable

This is Canada's biggest crypto tax benefit. If you made $20,000 from Bitcoin sales, only $10,000 gets added to your taxable income.

Example:

• Bought 1 BTC at $30,000 CAD

• Sold 1 BTC at $50,000 CAD

• Capital gain: $20,000

→ Taxable amount: $10,000 (50%)

Moonscape handles this:

Calculates full capital gain

Applies 50% inclusion rate

Exports CRA-ready reports

Capital Gains vs Business Income

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Capital Gains (50% Inclusion)

Most Canadian crypto holders qualify for capital gains treatment:

Holding crypto as investment

Occasional buying and selling

Long-term holding strategy

Staking for passive income

Only 50% taxable

Default for most users

🏢

Business Income (100% Taxable)

CRA may classify your activity as business if you:

⚠️

Day trade frequently (100+ trades/year)

⚠️

Spend significant time trading

⚠️

Mine crypto commercially

⚠️

Operate crypto business

100% taxable

Less common classification

💡 Moonscape defaults to capital gains treatment (what most Canadians qualify for). You can reclassify specific transactions to business income if needed.

⏰

30-Day Rule

Superficial Loss Rule Explained

Can't claim a capital loss if you buy the same crypto within 30 days before or after selling. Similar to the US wash sale rule.

Example of Superficial Loss:

1. Dec 1: Sell 1 ETH at a $2,000 loss

2. Dec 10: Buy 1 ETH back (within 30 days)

→ The $2,000 loss is denied. It's added to the ACB of the new purchase instead.

How Moonscape handles it:

Detects purchases within 30-day window

Denies the capital loss

Adjusts ACB of new purchase automatically

What's Taxable in Canada

✓ Taxable Events

Selling crypto for CAD

Capital gain or loss (50% inclusion)

Trading crypto for crypto

Capital gain/loss on the crypto you sold

Spending crypto

Buying goods/services = disposal event

Staking rewards

Income when received (100% taxable)

Mining rewards

Income when received (100% taxable)

Airdrops

Income at fair market value when received

✗ Not Taxable

Buying crypto with CAD

Not taxable. Establishes ACB.

Transferring between your wallets

No disposal = no tax event

Holding crypto

Unrealized gains aren't taxed

Gifting crypto (certain cases)

Gifting to spouse transfers ACB (no tax event)

Common Mistakes Canadian Crypto Investors Make

Avoid these errors that trigger CRA audits

❌

Not tracking ACB

CRA requires ACB tracking for every crypto. Without it, you can't prove your cost basis. Manual tracking across 10+ exchanges is error-prone. Moonscape calculates ACB automatically.

❌

Ignoring crypto-to-crypto trades

Trading BTC for ETH is a disposal of BTC (taxable event). Many users think only CAD sales are taxable. Every swap triggers capital gains/loss.

❌

Not reporting staking/mining income

Staking rewards and mining are income when received (100% taxable). Then when you sell them, that's a capital gain/loss. Two separate tax events.

❌

Missing superficial losses

Claiming a loss when you bought the same crypto within 30 days. CRA disallows it. Moonscape detects superficial losses automatically.

🧮

ACB Tracking

How Moonscape Calculates ACB

Adjusted Cost Base (ACB) = the average cost of all your purchases. Required by CRA.

Example calculation:

Jan 1: Buy 2 BTC at $30,000 each

Total cost: $60,000

ACB per BTC: $30,000

Feb 1: Buy 1 BTC at $45,000

Total cost now: $105,000

ACB per BTC: $35,000 ($105k ÷ 3 BTC)

Mar 1: Sell 1 BTC at $50,000

Proceeds: $50,000

ACB: $35,000

Capital gain: $15,000

Taxable (50%): $7,500

Moonscape automates this:

Imports all purchases across accounts

Calculates running ACB for every crypto

Applies ACB to each sale automatically

Adjusts for superficial losses

Applies 50% inclusion rate to gains

Exports CRA-compliant reports

Calculate Your Canadian Crypto Taxes in 3 Steps

From connection to CRA-ready reports in minutes

Connect Accounts

Link exchanges via API or upload CSV. Add wallet addresses. Supports Binance, Coinbase, Kraken, Wealthsimple Crypto, and 300+ more.

We Calculate ACB & Taxes

Moonscape imports all transactions, calculates ACB for every crypto, applies superficial loss rules, and computes capital gains with 50% inclusion.

Export CRA Reports

Download tax reports formatted for CRA submission. Includes Schedule 3 details. File by April 30 with confidence.

Start Calculating Now

Works With Every Canadian Exchange & Wallet

Wealthsimple Crypto, Binance, Coinbase, Kraken, and 300+ more

Binance

Coinbase

Kraken

Bybit

KuCoin

Gemini

Frequently Asked Questions

How does the 50% inclusion rate work in Canada?⌄

Only 50% of your capital gains are taxable in Canada. If you sell Bitcoin for a $10,000 gain, only $5,000 is added to your taxable income. This is a massive advantage compared to countries that tax 100% of gains. Moonscape automatically applies the 50% inclusion rate to all capital gains calculations.

What's the difference between capital gains and business income for crypto?⌄

Capital gains (50% inclusion rate) apply if you hold crypto as an investment. Business income (100% taxable) applies if you're day trading, mining commercially, or operating a crypto business. CRA considers trading frequency, time spent, and intent. Most Canadians qualify for capital gains treatment. Moonscape defaults to capital gains but lets you reclassify transactions if needed.

What is the superficial loss rule?⌄

Similar to the US wash sale rule, you can't claim a capital loss if you buy the same or identical crypto within 30 days before or after the sale. The loss is added to the cost basis of the new purchase instead. Moonscape detects superficial losses and adjusts your ACB accordingly.

What is Adjusted Cost Base (ACB) and why does it matter?⌄

ACB is the average cost of all your purchases of a specific crypto. When you sell, your capital gain = proceeds - ACB. CRA requires ACB tracking. If you buy 1 BTC at $30k, then 1 BTC at $40k, your ACB is $35k. Sell 1 BTC at $50k = $15k gain ($50k - $35k). Moonscape calculates ACB automatically across all your accounts.

When are crypto taxes due in Canada?⌄

Tax year runs January 1 - December 31. Filing deadline is April 30 (or June 15 if self-employed, but payment still due April 30). Moonscape generates calendar-year reports ready for CRA submission.

What crypto transactions are taxable in Canada?⌄

Selling crypto for CAD (capital gain/loss), trading one crypto for another (capital gain/loss on the crypto you sold), buying goods/services with crypto (capital gain/loss). Staking rewards and mining are income when received. Transfers between your own wallets are not taxable. Moonscape categorizes all transaction types correctly.

Do I need to report crypto if I only bought and held?⌄

If you only bought crypto and never sold, traded, or spent it, you don't have taxable events. But you should track your ACB for future sales. Moonscape tracks cost basis even when there's nothing to report.

Can Moonscape handle multiple exchanges and wallets?⌄

Yes. Connect all your exchanges (Binance, Coinbase, Kraken, etc.) and wallet addresses. Moonscape imports every transaction, calculates combined ACB across accounts, and generates one unified tax report.

Free to Calculate. Pay Only for Reports.

Import and organise your transaction history free. Buy a tax-year report to access your tax figures and Canadian tax reports.

Fair pricing for the AI era

Simple plans that grow with you. No hidden fees.

What your purchase covers

Importing, searching, organising and categorising transactions is free.
Tax reports, including tax figures and filing forms, require a tax-year purchase.
Each retail purchase unlocks one jurisdiction and one tax year.
Retail plans do not renew automatically.
Spam and dust airdrops are excluded from transaction counts.
Concierge is a separately quoted service, not an in-app retail plan.

Starter

$39

one-time · one tax year

For a simple return with light crypto activity.

Up to 100 transactions
Unlimited exchange connections
Full tax engine
FIFO / LIFO / HIFO / Share Pooling
Tax report + CSV export

Choose Starter

Standard

$79

one-time · one tax year

For investors getting started with one or two exchanges.

Up to 1,000 transactions
Unlimited exchange connections
Full tax engine for US, UK, Germany, France, Australia & Poland
FIFO / LIFO / HIFO / Share Pooling
CSV export
Email support (< 24h)

Choose Standard

Pro Lite

$119

one-time · one tax year

For active investors with a few thousand transactions.

Up to 3,000 transactions
Everything in Standard
All tax report formats
Multi-year carry-overs
Priority email support

Choose Pro Lite

Trader

$159

one-time · one tax year

For frequent traders and moderate DeFi activity.

Up to 5,000 transactions
Everything in Pro Lite
DeFi and staking reports
PDF forms, CSV appendix and CPA handover
Priority email support

Choose Trader

Pro

$199

one-time · one tax year

For high-volume traders and heavy DeFi activity.

Up to 10,000 transactions
Everything in Trader
Tax-loss harvesting ideas
Multi-year reports & carry-overs
PDF forms, CSV appendix and CPA handover
Priority email support

Choose Pro

Premium Concierge

Concierge Rescue

From $499

one-off · fixed quote after your free scan

Done-for-you reconciliation after a free diagnostic scan.

Free diagnostic scan & fixed quote
Priced by file complexity
Everything in Pro included
We connect all APIs & wallets
We import & reconcile CSVs
Missing cost basis & errors fixed
Dedicated analyst
Same-day support (< 4h)

Get my free scan

Why users switch from other crypto tax software

More transactions, better value at every tier.

Transactions	Competitors	Moonscape	What you get
Up to 100 txns	$49 / tax year	$39 / tax year	Lower entry priceComplete filing package
Up to 1,000 txns	$99 / tax year	$79 / tax year	Better valueStandard plan covers this
Up to 10,000 txns	$279+ / tax year	$199 / tax year	Lower pricePro: 10K txns, loss harvesting, carry-overs
Up to 5,000 txns	$199+ / tax year	$159 / tax year	No forced 10K jumpTrader fills the 3K–10K gap
Unlimited + white-glove	$3,499+	from $499	Save $3,000+One-off done-for-you rescue, quoted from a free scan

Competitor prices vary by transaction count. Checked August 2026. Moonscape retail plans are one-time purchases for one tax year, not subscriptions. Spam and dust airdrops are excluded from your transaction count.

Taxes a total mess? Concierge starts with a free diagnostic scan and a fixed quote. Contact us for custom needs

🍁

Ready to File Your Canadian Crypto Taxes?

CRA compliant. ACB tracking. Superficial loss detection. 50% inclusion rate applied automatically. Free to calculate.

Calculate My Taxes Free →

Tax deadline: April 30, 2026