Australian Crypto Tax Calculator. ATO Compliant.
Calculate your crypto taxes for the Australian financial year. Get the 50% CGT discount. Track cost basis across all your trades. ATO-ready reports.
Free to calculate. No credit card required.
Your Australian Tax Position
See capital gains, income, and the 50% CGT discount in real-time
The 50% Capital Gains Tax Discount
Hold your crypto for more than 12 months and pay tax on only 50% of your capital gains. This is massive.
Assets held over 12 months qualify. If you made $10,000 in gains, you only pay tax on $5,000.
We track holding periods automatically. See exactly which assets qualify for the discount.
Example
You bought 1 BTC for $50,000 AUD. You sold it 13 months later for $90,000 AUD. Your capital gain is $40,000. With the 50% CGT discount, you only pay tax on $20,000. At a 32.5% marginal rate, that's $6,500 in tax instead of $13,000.
What's Taxable in Australia
The ATO has clear rules. Here's what triggers a tax event.
Capital Gains Tax (CGT)
- Selling crypto for AUD
- Trading one crypto for another (e.g., BTC to ETH)
- Using crypto to buy goods or services
- Gifting crypto (except to spouse)
- DeFi swaps, liquidity pool exits
✓ 50% CGT discount if held >12 months
Ordinary Income
- Staking rewards (taxed when received)
- Mining rewards
- Airdrops (valued at receipt)
- Interest from crypto lending
- Payment received for work/services in crypto
⚠ Taxed at your marginal income tax rate
Personal Use Asset Exemption
If you buy crypto solely for personal use (not investment), transactions under $10,000 may be CGT-free.
Qualifies as Personal Use
- • Bought to purchase goods or services
- • Used within a short time of acquisition
- • Not held as an investment
- • Transaction under $10,000 AUD
⨯Does NOT Qualify
- • Held as an investment or speculation
- • Trading between cryptocurrencies
- • Used for business purposes
- • Converted back to AUD before spending
Important
Most crypto trading and investing does NOT qualify for this exemption. If you're actively trading or holding crypto as an investment, you'll pay CGT on disposals. When in doubt, assume it's taxable.
Common Mistakes Aussie Crypto Users Make
Don't get caught out. Avoid these errors.
Not Reporting Crypto-to-Crypto Trades
Trading BTC for ETH is a taxable event. You dispose of BTC and acquire ETH. Both trigger CGT. Many users think only AUD conversions count. Wrong.
Missing the 50% CGT Discount
Selling crypto one day before the 12-month mark costs you the 50% discount. Track holding periods carefully. This can double your tax bill.
Not Tracking Cost Basis
Every acquisition has a cost basis. If you don't track it, you'll overpay taxes or face ATO penalties. You need precise records for every buy, trade, and airdrop.
Forgetting About Staking and Airdrops
Staking rewards and airdrops are ordinary income when received. Many users forget to report them until they sell. The ATO expects income reporting at receipt.
How Moonscape Handles Australian Crypto Taxes
Automatic 50% CGT Discount
We track holding periods for every asset. Assets held over 12 months automatically get the 50% discount applied. You see the benefit immediately.
Financial Year Tracking
Australian financial year runs 1 July - 30 June. Moonscape tracks your gains and losses per financial year. Reports match ATO requirements.
Precise Cost Basis Tracking
Every acquisition tracked in AUD. We handle FIFO, LIFO, or average cost methods. Multi-chain transfers matched automatically. No phantom gains.
Income Event Classification
Staking, mining, airdrops, and interest automatically classified as ordinary income. Valued at market price when received. Ready for your tax return.
Multi-Chain Support
Ethereum, Solana, Bitcoin, Polygon, Arbitrum, Base - all chains tracked. Bridge transactions detected. Cost basis follows assets across chains.
ATO-Ready Reports
Export detailed transaction reports, capital gains summaries, and income statements. Format accountants understand and ATO accepts.
Track Taxes Across 300+ Platforms
Connect any combination of Australian and international exchanges, wallets, and blockchains
Calculate Your Australian Crypto Taxes in 3 Steps
Get ATO-compliant tax reports in minutes
Connect Your Accounts
Link exchanges via API or upload CSV files. Add wallet addresses for DeFi and NFT activity. We import everything automatically.
We Calculate Everything
Every trade, swap, stake, and airdrop processed. 50% CGT discount applied automatically. Financial year totals calculated. AUD conversions handled.
Export ATO Reports
Get capital gains summaries, transaction reports, and income statements. Ready for your tax return or accountant. Due by 31 October.
True Multi-Chain Tax Calculation
One calculator for every blockchain. Track cost basis across chains, detect bridges, calculate correctly.
Supported Networks — and more
Ethereum
Solana
Bitcoin
Base
Polygon
BSC
Avalanche
CosmosWrapped Assets & Stablecoins — and more
USDC
USDT
WBTCAustralian Crypto Tax FAQ
Do I need to pay tax on crypto in Australia?
Yes. The ATO treats cryptocurrency as property. You pay capital gains tax when you sell, trade, or dispose of crypto. If you held the asset for more than 12 months, you get a 50% CGT discount on any gains.
What is the 50% CGT discount for crypto in Australia?
If you hold cryptocurrency for more than 12 months before selling or disposing of it, you only pay tax on 50% of the capital gain. This is a major benefit for long-term holders and can significantly reduce your tax liability.
When is the crypto tax deadline in Australia?
The Australian financial year runs from 1 July to 30 June. Individual tax returns are due by 31 October, or later if you use a registered tax agent. Crypto gains and losses must be reported for the financial year they occurred.
What is the personal use asset exemption for crypto?
If you buy crypto solely for personal use or consumption (not investment), and the transaction is under $10,000, any gains may be exempt from CGT. This applies to things like buying goods or services with crypto, not trading or investing.
Are there wash sale rules for crypto in Australia?
No. Australia does not have wash sale rules like the US. You can sell crypto to realize a capital loss and buy it back immediately without triggering wash sale restrictions. This allows for tax loss harvesting strategies.
How are staking rewards taxed in Australia?
Staking rewards are treated as ordinary income at the market value when you receive them. When you later sell those staking rewards, you pay CGT on any gain (with the 50% discount if held >12 months).
Does Moonscape support Australian tax rules?
Yes. Moonscape automatically applies the 50% CGT discount for assets held over 12 months, tracks the Australian financial year (1 July - 30 June), and generates ATO-compliant reports. We handle cost basis tracking, income events, and multi-chain transactions.
Calculate Free, Pay Only for Reports
Use this estimate calculator free. Import and organise your transactions free in the app; reports calculated from your transaction history require a tax-year purchase.
Fair pricing for the AI era
Simple plans that grow with you. No hidden fees.
What your purchase covers
- Importing, searching, organising and categorising transactions is free.
- Tax reports, including tax figures and filing forms, require a tax-year purchase.
- Each retail purchase unlocks one jurisdiction and one tax year.
- Retail plans do not renew automatically.
- Spam and dust airdrops are excluded from transaction counts.
- Concierge is a separately quoted service, not an in-app retail plan.
Starter
one-time · one tax year
For a simple return with light crypto activity.
- Up to 100 transactions
- Unlimited exchange connections
- Full tax engine
- FIFO / LIFO / HIFO / Share Pooling
- Tax report + CSV export
Standard
one-time · one tax year
For investors getting started with one or two exchanges.
- Up to 1,000 transactions
- Unlimited exchange connections
- Full tax engine for US, UK, Germany, France, Australia & Poland
- FIFO / LIFO / HIFO / Share Pooling
- CSV export
- Email support (< 24h)
Pro Lite
one-time · one tax year
For active investors with a few thousand transactions.
- Up to 3,000 transactions
- Everything in Standard
- All tax report formats
- Multi-year carry-overs
- Priority email support
Trader
one-time · one tax year
For frequent traders and moderate DeFi activity.
- Up to 5,000 transactions
- Everything in Pro Lite
- DeFi and staking reports
- PDF forms, CSV appendix and CPA handover
- Priority email support
Pro
one-time · one tax year
For high-volume traders and heavy DeFi activity.
- Up to 10,000 transactions
- Everything in Trader
- Tax-loss harvesting ideas
- Multi-year reports & carry-overs
- PDF forms, CSV appendix and CPA handover
- Priority email support
Concierge Rescue
one-off · fixed quote after your free scan
Done-for-you reconciliation after a free diagnostic scan.
- Free diagnostic scan & fixed quote
- Priced by file complexity
- Everything in Pro included
- We connect all APIs & wallets
- We import & reconcile CSVs
- Missing cost basis & errors fixed
- Dedicated analyst
- Same-day support (< 4h)
Why users switch from other crypto tax software
More transactions, better value at every tier.
| Transactions | Competitors | Moonscape | What you get |
|---|---|---|---|
| Up to 100 txns | $49 / tax year | $39 / tax year | Lower entry priceComplete filing package |
| Up to 1,000 txns | $99 / tax year | $79 / tax year | Better valueStandard plan covers this |
| Up to 10,000 txns | $279+ / tax year | $199 / tax year | Lower pricePro: 10K txns, loss harvesting, carry-overs |
| Up to 5,000 txns | $199+ / tax year | $159 / tax year | No forced 10K jumpTrader fills the 3K–10K gap |
| Unlimited + white-glove | $3,499+ | from $499 | Save $3,000+One-off done-for-you rescue, quoted from a free scan |
Competitor prices vary by transaction count. Checked August 2026. Moonscape retail plans are one-time purchases for one tax year, not subscriptions. Spam and dust airdrops are excluded from your transaction count.
Taxes a total mess? Concierge starts with a free diagnostic scan and a fixed quote. Contact us for custom needs
Ready to Calculate Your Australian Crypto Taxes?
Free to calculate. ATO compliant. Get the 50% CGT discount automatically. Due by 31 October.
Join Australian crypto investors getting their taxes right